Hyderabad · Banking & Insurance
Insurance Agent jobs in Hyderabad
Sells life, health or general insurance policies to individuals and families, and services them after sale with renewals and claims help. Works independently under an insurer such as LIC or a private company, with a development officer or agency manager.
Updated · ResumeGyani careers team
Quick answer
Insurance Agents in India typically earn ₹1L–₹2.5L a year starting out and ₹5L–₹10L+ with 7+ years. Employers mostly ask for Needs-based selling, Prospecting and referral generation and Explaining policy terms, exclusions and riders.
Current openings in Hyderabad
5 foundFrom public job boards. Apply on the employer's or board's site.
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Insurance Agent/Advisor
Tata Aia Life Insurance Company Limited · Hyderabad, Telangana
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Health insurance Agent /Advisor
Care Health Insurance · Hyderabad, Telangana
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insurance agents
Confidential · Hyderabad, Telangana
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What does an Insurance Agent do?
Sells life, health or general insurance policies to individuals and families, and services them after sale with renewals and claims help. Works independently under an insurer such as LIC or a private company, with a development officer or agency manager.
A typical day: Mornings are for calling leads, referrals and policyholders whose renewals are due. Afternoons and evenings go into meeting families at home or work to explain plans and fill proposals. Paperwork, medical check-up scheduling and claim follow-ups fill the gaps.
How people get in: Class 10 or 12 pass (graduation preferred by some insurers), followed by IRDAI-mandated pre-licensing training and the IC-38 exam conducted by the Insurance Institute of India.
How much does an Insurance Agent earn in India?
| Experience | Typical annual CTC |
|---|---|
| Entry (0–2 years) | ₹1L–₹2.5L |
| Mid (3–6 years) | ₹2.5L–₹5L |
| Senior (7+ years) | ₹5L–₹10L+ |
Agents earn commission, not a fixed salary: first-year commission on new premium plus smaller renewal commission. Government data in 2024 put the average LIC agent's commission at about ₹14,600 a month, and earnings vary widely; these ranges are indicative only.
India-wide estimates from public salary data (Ministry of Finance reply in Parliament (2024, via Cafemutual), BankBazaar), checked October 2026. Pay in Hyderabad can differ; check the salary on each listing.
Which skills and tools do employers ask for?
Skills
- Needs-based selling (term, health, ULIP, endowment)
- Prospecting and referral generation
- Explaining policy terms, exclusions and riders
- Premium calculation and illustration
- Proposal form and KYC documentation
- Renewal follow-up and lapse revival
- Claim filing support
- IRDAI rules on mis-selling and disclosure
Tools
- Insurer agent portals and apps (e.g., LIC ANANDA)
- Premium calculators and benefit illustrations
- WhatsApp Business
- MS Excel or a CRM for leads
- e-KYC and video-KYC tools
Certifications that help
- IRDAI agent licence (IC-38 exam, Insurance Institute of India)
- MDRT membership (for top performers)
Who hires Insurance Agents?
Organisations that regularly hire for this role in India. Openings in Hyderabad vary, so check the listings above.
- LIC
- HDFC Life
- ICICI Prudential Life
- SBI Life
- Max Life (Axis Max Life)
- Star Health
- Niva Bupa
- Bajaj Allianz
- Tata AIA Life
How to write an Insurance Agent resume that gets shortlisted
- 1
Show premium and policy counts.
ExampleSold 85 policies with ₹22L of first-year premium in FY25, qualifying for the insurer's branch club.
- 2
Show persistency (renewals), which insurers value.
ExampleKept 13th-month persistency at 91% against a branch average of 78%.
- 3
Show client service.
ExampleHelped settle 12 health and life claims worth ₹38L for my clients by tracking documents with the insurer.
Check your resume against an Insurance Agent job description
Paste the JD and see which of these skills your resume is missing.
Common Insurance Agent interview questions
How will you find your first 20 customers?
Talk about your natural market, referrals, local groups and a daily call target, not just friends and family.
Explain the difference between term insurance and an endowment plan.
Term gives pure cover at low premium; endowment combines savings with lower cover. Say who each suits.
A customer says insurance is a waste of money. How do you respond?
Ask about dependants and loans, then show how a term or health plan protects them; avoid pushy claims.
What is mis-selling and how do you avoid it?
Explain disclosing charges, lock-ins and exclusions, and matching the product to the customer's need as IRDAI requires.
Insurance Agent career path
- Insurance Agent / Advisor
- Senior Agent / Club Member
- Agency Leader / Team Builder
- Development Officer or Agency Manager
- Branch Manager
Pro toolkit
Applying to Insurance Agent jobs? Get the complete toolkit
- Unlimited job search across India
- JD-tailored ATS résumés
- ATS score checker & optimiser
- Mock interviews & prep kit
Questions people ask
How much does an Insurance Agent earn in India?
Typical annual pay is ₹1L–₹2.5L at entry level (0–2 years), ₹2.5L–₹5L at mid level (3–6 years) and ₹5L–₹10L+ for senior roles (7+ years). Agents earn commission, not a fixed salary: first-year commission on new premium plus smaller renewal commission. Government data in 2024 put the average LIC agent's commission at about ₹14,600 a month, and earnings vary widely; these ranges are indicative only.
What qualifications do you need to become an Insurance Agent?
Class 10 or 12 pass (graduation preferred by some insurers), followed by IRDAI-mandated pre-licensing training and the IC-38 exam conducted by the Insurance Institute of India.
Which skills do employers look for in an Insurance Agent?
Most job descriptions ask for Needs-based selling, Prospecting and referral generation, Explaining policy terms, exclusions and riders, Premium calculation and illustration and Proposal form and KYC documentation. Common tools include Insurer agent portals and apps (e.g., LIC ANANDA), Premium calculators and benefit illustrations, WhatsApp Business and MS Excel or a CRM for leads.
What is the career path for an Insurance Agent?
A common progression is Insurance Agent / Advisor → Senior Agent / Club Member → Agency Leader / Team Builder → Development Officer or Agency Manager → Branch Manager.
How do I find Insurance Agent jobs in Hyderabad?
Search current Insurance Agent openings in Hyderabad on job boards and company career pages, and tailor your resume to each job description: lead with the skills it lists and show results with numbers. Pay for Insurance Agent roles in India typically ranges ₹1L–₹10L+ a year depending on experience.
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